Legal Information & Disclaimer

About K’NECT

The information on this Site is communicated and issued by Smart Finance Solutions As, under the trade name K’NECT (“K’NECT”). K’NECT is not authorised and regulated by the Financial Authority of Norway (“Finanstilsynet”) and is not acting as a financial advisor nor broker. K’NECT is incorporated in Norway (company number 926 609 939) with its registered office at Skagegata 52, 5523 Haugesund.

The products and services referred to on this Site may not be suitable investments for you and you should seek professional investment advice before making a decision to invest in any of the products or services mentioned on this Site.

No Advice

The information on this Site is provided for information only and does not constitute, and should not be construed as, investment advice or a recommendation to buy, sell, or otherwise transact in any investment including any products or services or an invitation, offer or solicitation to engage in any investment activity.

The information on this Site is provided solely on the basis that you will make your own investment decisions and K’NECT does not take account of any investor’s investment objectives, particular needs, or financial situation. In addition, nothing on this Site shall, or is intended to, constitute financial, legal, accounting or tax advice.

It is strongly recommended that you seek professional investment advice before making any investment decision. Any investment decision that you make should be based on an assessment of your risks in consultation with your investment adviser.

Past Performance

To the extent that this Site contains any information regarding the past performance of products, such information is not a reliable indicator of future performance and should not be relied upon as a basis for an investment decision. To the extent that this Site contains any information regarding simulated past performance, such information is not a reliable indicator of future performance and should not be relied on as a basis for an investment decision. Past performance does not guarantee future performance and the value of investments and the income from them can fall as well as rise. No investment strategy is without risk and markets influence investment performance. Investment markets and conditions can change rapidly and investors may not get back the amount originally invested and may lose all of their investment.

Risk Warnings

There are significant risks associated with an investment in any products or services provided by companies in K’NECT’s investment network. Investment in the products and services is intended only for those investors who can accept the risks associated with such an investment (including the risk of a complete loss of investment) and you should ensure you have fully understood such risks before taking any decision to invest.

These Terms do not represent a complete statement of risk factors associated with an investment in any of the products. The offering documentation contain risk warnings which are specific to the relevant products. You should consider these risk warnings carefully and take appropriate investment advice before taking any decision to invest.

Offering Documents

The terms of any investment in any company or project are governed by the relevant company’s offering documents containing such terms. An application for interests in any project should only be made having fully and carefully read the relevant prospectus, key investor information document (where applicable), the latest financial reports and other offering documents for the relevant project. Further, such documents may differ by jurisdiction as required by law in those jurisdictions.

Information on this Site

K’NECT has taken reasonable care to ensure that the information on this Site is accurate, current, complete, fit for its intended purpose and compliant with applicable law and regulation as at the date of issue. No warranty or representation of any kind regarding the accuracy, validity or completeness of the information on this Site is given and, to the extent permitted by applicable laws, no liability is accepted for the accuracy or completeness of such information. Any person who acts upon, or changes his or her investment position in reliance on information contained on this Site, does so entirely at his or her own risk. In the event of any inconsistency between the information on this Site and the terms of the relevant offering documents, the terms of the offering documents shall prevail.

Information posted on this Site is current only as at the date it is first posted and may no longer be true or complete when viewed by you. To the extent that any information on this Site relates to a third party, such information has been provided by that third party and is the sole responsibility of such third party and K’NECT accepts no liability for such information. All content on the Site is subject to modification from time to time without notice. Please contact K’NECT using the details set out below for further information regarding the validity of any information contained on this Site.

Limitation of Liability

No warranty is given that the contents of this Site are compatible with all computer systems or browsers or that this Site shall be available on an uninterrupted basis. K’NECT does not accept any liability for any damages or losses arising from changes or alterations made to this Site by unauthorised third parties.

The internet is not a completely reliable transmission medium and neither K’NECT nor any of its affiliates accept any liability for any data transmission errors such as data loss or damage or alteration of any kind or for the security or confidentiality of information transmitted across the internet to or from K’NECT or any of its affiliates. Any such transmission of information is entirely at your own risk and any material downloaded from this Site is downloaded at your own risk.

The information on this Site is provided “as is”. To the extent permitted by law, K’NECT, its affiliates and each of their directors, officers, employees and agents expressly exclude all conditions, warranties, representations and other terms which might otherwise be implied by statute, common law or the law of equity. In no event will K’NECT or any of its affiliates be liable to any person for any indirect, special or consequential damages arising out of any use of, or inability to use, this Site or the information contained on it or on any other hyper-linked site including, without limitation, any lost profits, business interruption, loss of programs or data on your equipment or otherwise, even if K’NECT is expressly advised of the possibility or likelihood of such damages. This does not affect the liability of the K’NECT and its affiliates for any loss or damage which cannot be excluded or limited under applicable law.


The provision of a hyper-link from or to the Site does not provide or imply an endorsement, recommendation or approval of such websites or any material on them. K’NECT accepts no responsibility for information contained on any other websites which can be accessed by hypertext link from this Site or for any of these websites not being available at all times. K’NECT has not reviewed, and will not review or update, such websites or information and any use that you make of such websites and information is at your own risk. No third party link is permitted between the Site and any other website without the express and prior written consent of K’NECT. Please note when you click on any external site hypertext link you will leave this Site.

Intellectual Property

The entire content of this Site is subject to copyright with all rights reserved. You may download or print individual sections of this Site for your personal use and information only, provided that you retain all copyright and other proprietary notices. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, link into or use for any public or commercial purpose this Site without the prior written permission of K’NECT. You must not transmit any virus, “worm”, “Trojan horse”, or other item of a destructive nature to this Site and it is your responsibility to ensure that whatever you download or select for your use from this Site is free from such items.

Nothing on this Site should be construed as granting any license or right in relation to any of our trademarks or those of our affiliated companies. All trademarks, service marks, company names or logos are the property of their respective holders. The display of any trade names or trademarks on the Site does not imply that any license has been granted to any third party in respect of the same. Any use by you of these marks, names and/or logos may constitute an infringement of the holders’ rights.

Applicable Law & Jurisdiction

These Terms and any non-contractual obligations arising from or connected with them shall be governed by and shall be construed in accordance with the laws of the Kingdom of Norway.

You agree that the Norwegian courts shall have exclusive jurisdiction in relation to any legal action or proceedings arising out of or in connection with these Terms (whether arising out of or in connection with contractual or non-contractual obligations) (“Proceedings”) and waive any objection to Proceedings in such courts on the grounds of venue or on the grounds that Proceedings have been brought in an inappropriate forum. You further agree that this paragraph operates for the benefit of K’NECT and its affiliates and accordingly

K’NECT and its affiliates shall be entitled to take Proceedings in any other court or courts having jurisdiction.


K’NECT may delete or make changes to these Terms and to the information contained on this Site at any time. Where we make any changes to these Terms, you will be required to accept such changes in order to continue to use the Site. If you do not accept such revised Terms, you may no longer be able to access this Site.

If any provision of these Terms is found by any court or authority of competent jurisdiction to be illegal, void or invalid under the laws of any jurisdiction, the legality, validity or enforceability of the remainder of these Terms in that jurisdiction shall not be affected and the legality, validity and enforceability of the whole of these Terms in any other jurisdiction shall not be affected.

Contact Us 

If you have any enquiries in relation to this Site or the information on it, please contact K’NECT at [email protected].